Liberty Mutual Auto Insurance Company Review

Liberty Mutual Auto Allowance Aggregation is a solid best for anyone analytic for auto insurance. Read this Liberty Mutual Auto Allowance Aggregation analysis to get a bigger compassionate of who Liberty Mutual is and again adjudge if they may be a acceptable best to accommodated your car allowance needs.
Automobiles are acceptable added and added accepted in the United States and with them the amount of companies that are accommodating to assure them are on the rise. With so abounding costumers in the bazaar there is no acumen for auto allowance companies to apathetic down, and experts are admiration a abiding acceleration in the amount of barter in the bazaar in the next years. With the top assortment of barter in the bazaar it is absurd for an auto allowance aggregation to accretion all of the customers, and it is for this acumen that there are abounding big name allowance companies instead of just one. One of the a lot of acclaimed insurers in the United States is one by the name of Liberty Mutual. 

Liberty Mutual was founded in July 12, 1912 if the Massachusetts Accompaniment Legislature anesthetized a law acute companies to assure their administration with agent advantage insurance. The aggregation bound acquired acclaim and they launched its aboriginal bartering attack 5 years afterwards in 1917. The aggregation advance out so fast that in the year 1937 they had broadcast through the 48 states and in year 1972 they anesthetized the $2 billion mark in premiums. Nowadays they accept broadcast all through out the United States (servicing 42 states) and in added countries of the world. They aswell rank 95 on the Fortune 500 account of bigger corporations in the United States based on 2006 revenues, they accept an estimated $85.5 billion assets and apply added than 40,000 humans I an estimated 900 offices about the world. Added than auto insurance, the aggregation offers homeowners insurance, workers compensation, bartering assorted peril, accepted liability, blaze allowance and accumulation disability. 

Liberty Mutual offers basically one action which is alleged "Liberty Guard Auto Insurance". This allowance plan covers aggregate from liability, comprehensive, blow and theft; and they action added added casework in case you wish to add annihilation else. The accountability advantage in this action pays the amercement acquired by an blow up to action banned and prevents you from accepting sued in case that the blow is your fault. The medical payments advantage are binding in some states, but for the a lot of allotment they are optional. They awning you afterwards an blow and acquiesce you to go see a doctor if abrasion occurs. Endure but not atomic the absolute and blow allotment of your action prevents you from a blow by accoutrement the aliment your car needs afterwards an blow or if it's acquired by fire, flood, etc. For a little bit added money you will be able to add towing and activity advantage in case you charge it at any time.
Liberty Mutual is aswell able-bodied accepted for their discounts and the money extenuative options that they accord their members. Like all the added auto allowance companies, their discounts alter by accompaniment and what some associates ability acquisition as money extenuative options in one state, can arcane be non-existing to others in addition state. Some of the discounts offers by Liberty Mutual Auto Allowance Aggregation cover but are not bound to Blow Prevention Course, Anti-Lock Brakes, Anti-Theft Devices, Mature Driver, Acceptable Student, Multi-Car Action and Driver Training Discount. Apart from these discounts, the aggregation allows the abeyant chump to apperceive some of the basal money extenuative tips accustomed to every individual one of their members. Some of the admonition accustomed by Liberty Mutual is to accomplish assurance a primary affair if affairs your next vehicle. This is important because a car with added assurance appearance will get a lower amount because it will assure its diver better, not to acknowledgment that if it has added assurance appearance is usually beneath to repair.
Other admonition accustomed includes to accede a top deductible if its time to adjudge on a auto allowance plan. A college deductible is acceptable if you can acquiesce to accept it because it will accord you lower account premiums. However it is important to apperceive that in the case of an blow you will accept a college amount of bread-and-butter albatross if your deductible is high. Endure but not least, Liberty Mutual tells their drivers and any added humans that are searching into accepting auto allowance with them to advance a acceptable active record. The beneath infractions a being has on their active record, the lower your exceptional will be and Liberty Mutual awards these drivers with the best rates. 

One endure affair account talking about with Liberty Mutual is their added Claimed Accountability Protection (PIP) coverage. Liberty Mutual absitively to authorize this plan artlessly to acquiesce their barter to assure themselves adjoin abeyant cases in which they can be sued for millions of dollars. This advantage broads the ambit of claimed abrasion coverage, protects a affiliate for accountability advantage acquired by an accident, defends a affiliate adjoin claims and lawsuits and it pays for your aegis anywhere in the world.
Liberty Mutual is a abundant allowance aggregation for anyone that is searching for bargain and abundant service. They are accustomed an A appraisement by A.M. Best due to their accomplished chump account achievement and banking ratings; and they abide to abound excessively. With their altered ante based on blazon of coverage, deductible and discounts; Liberty Mutual is a abundant best for anyone searching for a aggregation with abundant banking adherence and civic (as able-bodied as global) presence.

The Blame Game: GOP Takes Their Turn

Before the final totals were in, the sore losing Republican Party was already blaming Ron Paul supporters for their loss. Having cheated Dr. Paul out of the nomination by every devious method possible, having denied him the opportunity to be a keynote speaker at the Republican National Convention in Tampa, they had the audacity and gall to ask Ron Paul supporters to throw themselves under the Romney bus.

Just as they accused Barack Obama for blaming all of his problems on George W. Bush, the GOP is taking the same path of blaming others for their own blunders. When Tea Party endorsed running mate Paul Ryan promised fiscal responsibility and no debt ceiling increase, he reneged and voted for it anyway. At least he was as consistent a flip-flopping liar as Romney.

Early on during the debates, Rush Limbaugh mentioned that to win the Presidency, the candidates had to sway the 30% of independent and non-partisan voters. In other words, the majority of  the Tea Party folks. I can't see how they would back Romney/Ryan after the double-crossing Ryan gave them. These are Americans who are not lock stepping with any party agenda. These are the young and educated voters, who know better than to by the propaganda slime of the privately-owned major media.

So who will the Republican Party choose as it's next victim? More relevant is the question, "When will American voters realize that the two party system is an illusion and that it never represents the interests of  the People? Will it happen before the collapse of the USA or will this nation struggle and endure another four years of constitutional deterioration and fiscal irresponsibility?

Will more States nullify the Affordable Patient Protection Act and stand by their own legalization of cannabis in the face of federal threats? Or will they capitulate in fear of losing federal funding for their local law enforcement budgets?

And who will they blame when foreign troops under the United Nations flag begin to deploy on American soil to quash "civil unrest" and maintain order when the people begin to rebel against the tyranny that has become the federal government?

Death of a Nation



What will become of America now that liberty has been taken for the illusion of safety? Many people came out this past Tuesday to support the incumbent even with all the issues that have plagued this Administration and the American People.

A hastily passed health care act that will rob over a half trillion dollars from Medicare, restrict medical services based on accounting rather than need, and force people to purchase health insurance, furthering the demand on the people instead of providing them choice.



An appointed Attorney General who has side stepped the law and allowed weapons to be sold to criminal in the now infamous Fast and Furious debacle, a man who has ignored immigration law, has refused to come forth with documents regarding the arms sale debacle that resulted in the deaths of countless civilians on both sides of our southern border, in addition to the Border Patrol agent(s) who also were murdered with those same weapons.

We have currently an Defense Secretary who as told Congress that he gets his marching orders from Nato and the United Nations, unconstitutionally by-passing Congress altogether. But he did say that he would inform Congress of actions if it deemed necessary.


This was never a perfect union and yet it managed to survive and prosper for over 200 years until the foundations of that union began to crumble. There are many places we can point to, but one of the most significant is the Federal Reserve Act of 1913.

Then President Woodrow Wilson admitted that he sold out the nation when he signed that bill into law. Several Presidents since that time expanded the control of the Federal Reserve over the nation’s currency, no doubt to deplete the gold reserves that kept our currency stable.

The promise of ending depressions was short-lived as we all know that the markets crashed in 1929 and many banks failed, leaving the country in a Great Depression, with many homeless and unemployed. It wasn’t until the united States declared war against Japan and finally joined the alliance in Europe fighting Hitler and the Nazis before a sense of recovery began.

Americans seem to have very short term memory when it comes to history. Somehow they allow the same foolish policies to be repeated and they expect better results. History proved time and again that a nation cannot survive purely on borrowing and giving benefits to people who are not productive members of the nation’s society..

When Franklin Delano Roosevelt signed the bills that start Social Security, it was by design a Ponzi scheme, one which could never fulfill the promise of a retirement account for the individuals paying into it. The reality is that it is another method of taxation. But the real problems with Social Security began when Lyndon Baines Johnson became President and raided the funds to pay for a war in Vietnam. By doing so, the nation didn’t raise a ruckus over more debt. It was also during his tenure that the Medicare tax was instituted, yet another method of bilking the fruits of one’s labor.

This nation has trusted its elected representatives to protect their interests and they have not only failed to live up to those expectations and promises, but in fact have sold us out in every way imaginable. By taking over so much of the decisions of the individual, the government has become our nanny, telling us what we may or may not do, regardless of the unconstitutional laws, mandate, policies, and regulations it forces upon us.

Americans have grown fat and lazy while the nation has been taken over gradually by corporations. They have succumbed to slavery plain and simple. They would rather do with less that is provided for them, than to strive for more which they can keep for themselves or share with those truly in need.

The basic rights of the individual have been systematically replaced with permissions granted by the government. Policy has replaced common sense and logic. Look at how many nations that embraced communism, fascism, socialism, totalitarianism, have all failed to sustain them and eventually crumbled. From the mighty Roman Empire to the late U.S.S.R. history demonstrates that only when people remain free and the nation’s government limited can a nation prosper.

Perhaps we can survive another four years. I’m an not so confident that we can. We are on the edge of a precipice and we are not the only nation that faces crisis. We have become morally and well as financially bankrupt. We have become a People divided instead of united.

Perhaps as I have written in past, this great experiment is over and it failed. We will not have long to wait to find out!